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Smart Cards - Smart Card Readers - Smart Card Software

Smart Card Projects

Basic Cards supports many of the standard crypto functions 

Real Life Projects - happy customers!

Lott Physical Therapy - Fairfield, Texas, USA

THE PROBLEM

Lott Physical Therapy facility has thousands of patients using facility on specific schedule. Management of all those patients together with keeping track of purchased and spent treatments is serious problem

THE PLAN

Lott Physical Therapy chose our smart card system to manage customer attendance and usage of facilities. Our software talks to their data base where customer's payments and allowed usages (visits) are recorded. Also they went for complete package with external access door control. 

THE SMART CARD SOLUTION

Every patient gets smart card printed with Lott logo and contact information. Same card serves as secure crednetial to open the door using a card system and also to record and count visits (treatments) allowed.

EXTENDED HOURS - At front door customers use smart card with outdoor smart card reader. Smart card gets checked by PC running SC Manager software. If customer is allowed in door automatically unlocks. That system works during extended hours of operation (early morning, later evening). Overnight door stays locked.

REGULAR HOURS - During regular hours front door is unlocked. Customer use smart card reader at front desk to log in. SC Manager checks to identify users and customer's picture pops up on the screen. Also there is warning if customer's dues are not paid. Operator can handle an unlimited number of cards. Also, we are printing cards with custom logo and messages as shown on the left.

Cards used are ZC Basic Cards 3.7 and readers are OmniKey. Oudoor reader is Mini Smart. Thousands of the smart cards are being consumed by this innovative customer. They just keep going and going adding more customers (smart cards) to their system. 



Health Smart Card for Caribbean - Curacao

Today country of sunshine Curacao has one of the more advanced Health Smart Card systems in the world! 

THE PROBLEM

Process initiated by major insurance company and software/service company ACTS - Curacao. Almex SmartCard Solutions provided all smart cards and smart card software. Whole process started with Health Insurance company approaching ACTS and explaining that they have to do drastic change in way the visits to doctors and claims are handled. Improvements suppose to prevent waste of time, money and resources, double payments, speed up claims procedures and preventing abuse of the system. 

THE PLAN

ACTS and Almex wrote detailed requirements which was basically blueprint how system will be used. Project was divided into 3 phases where second and third phase carried functionality improvements of the first phase. Cards selected are Zeit Control ZC3.9, readers OmniKey and Xiring. Several months took for smart card programmers to complete their job and about twice as much ACTS programmers to create central data base and user's interface screens. There was also time spent on testing and fixing small things. 

ACTS decided to use desktop and portable smart card terminals for medical professionals. They also decided to print cards themselves and as result of all above 70 thousand smart cards are now being distributed to practically every person in Curacao. For doctors usage they decided to replicate French Vitale Smart Health card system so every doctor's office is equipped with Xi Max, handheld smart card reader. Almex SmartCard Solutions is distributor for Xiring products that makes Xi Max device.

THE SMART CARD SOLUTION

ACTS and Insurance company are in process of personalizing smart cards so every person in Curacao will get their own Smart health Card. System we provided and built is not only business kind of solution that is functional for what it does, but it also makes great service to Country of Curacao. Every person involved shall see benefit from having and using smart card system: 

* Patients shall get better and faster service when visiting medical institutions

* Medical insitutions shall reduce time for administration of records thus devoting more productive time for providing actual health care

* Health Insurance company shall recover investment quickly through less and faster administration of claims, reduced abuse of the system and better control of the financial aspect of the services

* ACTS shall gain valuable experience in application like that, building and maintaining Main Data Base. They shall be busy in years to come

* Health care system of the Curacao shall become leaner, well oiled machine reducing costs to all parties involved. Today where health care costs are running out of hand in many countries all over the World that is a target for everyone.

Soon we will have feedbacks from the users and doctors but so far it looks like that everybody is looking forward to get and use the Health Smart card system. Almex SmartCards Solutions is already seeing more inquiries coming from Caribbean where different organizations are asking about same or similar solution.

 



DigiCoins Canada ePurse Project Launched - Sudbury, Ontario, Canada

THE PROBLEM

Visa and Master card companies own virtually complete consumer spending cards markets, worldwide. It comes with price and stipulations for both merchants and consumers. 

THE PLAN

Mr. Claude LePage is first Canadian that came up with idea to create privately owned consumers payment system. Adanced solution with smart cards and never seen reward features was envisioned.

THE SMART CARD SOLUTION

On June 30. 2009. DigiCoins Canada launched first Canadian privately owned smart card based ePurse project!DigiCoins Canada

Project is starting with 25000 dual interface smart cards and 25000 balance readers. DigiCoins is now signing up merchants and starts selling smart card packages they call DigiVault. They hope to cover most of the Sudbury's commercial locations in next 6 months thus enabling consumers to enjoy full benefits of the ePurse system.

DigiVault cards are loaded with comprehensive gift/loyalty schemes and will enable consumers to use and get electronic cash with every single purchase they make. There is no costs to consumer and merchants shall enjoy increase in traffic and much lower rates of doing business with DigiCoins system compared to credit card companies that charge exorbitant fees to merchants and consumers. Besides that all personal and commercial account management is done on WEB site in electronic form at no cost to users.

DigiVaults are being sold at many locations in Sudbury and will gain popularity as a gift item that you can use every day at many places. Dual interface JCOP31 (NXP) smart card is selected as secure, portable media that carries around electronic cash. It is different from standard credit cards which require huge infra structure to be able to function. In this case electonic money is securely stored in the smart chip and acts as a cash card usually called ePurse. Cards can but doesn't have to be personalized. Flow of transactions is overseen by unique card number stored in the chip as well.

Inventor of the system envisioned usage of the balance readers (Xiring) to help every cardholder to check balance of the card and read card serial number at any time. Serial number of the card is quite important since it allows free access to DigiCoins WEB site where registration and login allos card holders to view transactions list. Balance readers are small keychain style smart card readers with LCD and smart card slot. By inserting smart card into the balance reader display presents available balance and CID (Card ID) number.

Visit www.digicoins.com for more details.

Almex SmartCard Solutions supplied: smart cards, printing for same, readers, balance readers and parts of software (NXP, Xiring, OmniKey hardware). We at Almex are pretty sure that DigiCoins system will grow strong in next few years  and are ready to follow up with cards and equipment needed.

DigiCoins terminal

Soon usage of the cards shall extend to the city buses, taxi cabs and many other places where before you could not use any other form of payment other than cash or pre-paid tickets.


Health Smart Card System for Pinnacle Health

Pinnacle Health smart card system

Pinnacle Health is company located in Marlborough, Massachusetts, USA. We recently finished project for them and it is in use now. 

THE PROBLEM

Visiting doctor's is sure one of the most unpleasant, time and money wasting experience person could have. Unfortunately, in most cases visits to medical institutions can't be avoided. 

THE PLAN

As with all great ideas their idea is very simple. The fact is nobody likes to see doctors! Pinnacle Health manager Mr. Paul Brough decided to change at least part of that by awarding reward points for every visit to approved medical facility! Participants in the system are: doctors (health service providers), patients and Pinnacle health company. In this equation everybody wins!

THE SMART CARD SOLUTION

Doctors and medical facilities sign up to get recommended and listed by Pinnacle Health. In turn they get traffic of patients coming to their doors that normally they would not get. Pinnacle Health recommending specific medical practitioners to membership that counts in tens of thousands is something that every doctor would welcome.

 By using smart card issued by Pinnacle Health patients earn valuable award points with every visit to medical facilities. Points can be reedemed for merchandise or other benefits provided by Pinnacle Health. Besides that, patient's smart cards contain valuable ID and medical records that are encrypted in the smart cards. Visiting approved medical facilities users get there with more confidence since medical practitioners are selected and passed Pinnacle Health scrutiny before being listed.

 Pinnacle Health company earns money from membership and usage of the smart cards from medical providers. As system is growing membership will inflate to significant numbers. Base of satisfied members represents valuable base of current and future customers that will buy products and services promoted by Pinnacle Health. Once smart card is in user's hands there is really no limits to what system can do for them. 

Those members are getting value from their smart cards and that is very important! It is not some kind of nonsense mambership in which member becomes endless number that comes and disappears because there is nothing to keep him invoilved. 

Smart cards we selected for this project were ZC Basic Cards with 8k EEPROM. They were printed at the moment of production in Germany. Readers are 3121 by OmniKey, also made in Germany. Software written by our programmers consists of several modules loaded into central servers, WEB application for sign up, reporting and updates, encrypted smart card module and doctor's software loaded into their PCs. Using control (SAM) cards medical facilities are are to process patients much faster with care, precision and respect they deserve. Control cards gives them certain authority needed in smart card system to read and write back to cards. In the end of each visit doctors awards points as per arrangements already set up in the system.

Members are able to log in into www.pinnaclehealth.com WEB site, check and redeem their points. They can also do other management of their needs and interact with PInnacle Health. 

Click HERE to see TV commercial for Pinnacle Health System.

We are sure that Pinnacle Health smart card based marketing model will produce great results and we wish them all the luck in future!


InsuranceONE Smart Card Project Launched in Central Maputo - Mozambique

June 2011 started new chapter in operations of Bio-Med (African Royal House) Health Insurance company.  It started with idea coming from Manager, Mr. Nao Norman Sipula who wanted to introduce new system in standard insurance company practices.

THE PROBLEM

For longer time customer had impression that they have to do something drasticaly new to improve operations of their insurance company. Old system was plagued with fraud coming from members sharing their coverage with friends. Doctors and medical institutions providing services usually found way too late that there is no coverage for certain members or procedures. Insured person would come to render services with coverage that long expired. There was no mechanism allowing medical institutions to verify amount of coverage or there would be discrepancy in claimed services performed, coverage allowed or amounts allowed for specific procedures. Also administration within actual insurance company had a huge task in front of them to keep everything running and up to date with claims coming, approved or disapproved at later date.

THE PLAN

Being medical doctor himself Mr. Sipula realized that new system has to accommodate many aspects before being successfuly used. According to their requirements we created software and smart cards that carry all important personal and insurance coverage information. Using medical professional's smart card and patient's card doctor is capable of verifying patients' card, verify coverage that applies, charge a visit using proper selection of codes and finally make an electronic claim to insurance company. All this and much more with few mouse clicks. This leaves doctor to concentrate on what he/she is there for in the first place and that is provide a quality medical care.

THE SMART CARD SOLUTION

As system smart cards we used ZC5.5 and for patient's cards we used ZC3.32. Readers used are OmniKey 3121 and 3621 with PIN pad. OS in computers is standard Windows 7. Medical professional's cards are controlled by expiry date and remotely can be disabled if needed. Patient's cards also have expiry date, calculated coverage groups, remote verification and automatic log.

Smart card system reduces a threat of fraud, speeds up all administrative processes, reduces pollution by eliminating countless papers circulating around. Cards can last forever and just be electronically updated when needed. Using InsuranceONE system it is possible to manipulate with groups of records (members) with mouse click, get various activity reports, watch coverage, change percentages of coverage, have special coverage for reading glasses or dental, share same card between the family (is allowed so) and much more.

Bio-Med plans to expand their system in future and offer same kind of smart card solution to more patients and insurance companies. By bringing so many benefits to the table we can see Bio Med becoming major player in Mozambique.